Payments and processing
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Debit, credit, and eCheck payment types
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Next-day payments
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In-person payment device support
ClientPay pricing
Clear pricing, no contracts or hidden fees
Straightforward pricing for payment and billing tools designed for how professional service firms get paid.
ClientPay pricing
No setup fees, no monthly minimums, and no cancellation penalties.
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Visa, Mastercard & Discover: 2.99% + $0.30 per transaction
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American Express: 3.90% + $0.30 per transaction
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eCheck: 1% processing ($10 cap)
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Card pass-through fees may apply. Learn more
Need something more tailored?
Custom pricing is available for firms with specific processing or technical needs. Contact us at 855-724-4047.
What’s included with your ClientPay account
Platform and features
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Unlimited users
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Customizable branded payment pages
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Custom reporting and reconciliation dashboards
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All available software integrations
Security and support
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PCI Level 1 compliance assistance ($150 value)
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Unlimited phone, email, and live chat support
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Access to a resource center for product guidance and ongoing industry insights
Transparent pricing
Understanding card network fees
How pass-through fees work
To avoid charging higher rates across all transactions, any additional card network fees are passed through directly, with no markup, or allocated to you as applicable. This allows us to offer a more competitive program, reduce overall costs, and support a healthier bottom line. By clicking the “Visa Fees,” “Mastercard Fees,” and “American Express Fees” tabs below, you can view examples of additional fees charged by the card networks.
VISA Fees
Per transaction:
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Acquirer Processing Fee: $0.0195
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Visa Base II Transmission Fee: $0.0018
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Integrity Fee: $0.10
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International Acquiring Fee (IAF): 0.45%
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International Sale Assessment Fee: 1%
Per month:
Fixed Acquirer Network Fee (FANF): Visa charges a monthly fee per merchant, which varies by merchant category, number of locations, and monthly sales volume. Please contact us if you have any questions.
Mastercard Fees
Per transaction:
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NABU (Network Access and Brand Usage): $0.0195
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Acquirer Program Support Fee: 0.85%
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Cross Border (trans amt in USD): 0.60%
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International Acquiring Fee (IAF): 0.45%
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International Sale Assessment Fee: 1%
Per month:
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Location Fee: $1.25
American Express Fees
Per transaction:
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Amex Network Processing: 0.16%
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Card Not Present Fee: 0.30%
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How pass-through fees work
To avoid charging higher rates across all transactions, any additional card network fees are passed through directly, with no markup, or allocated to you as applicable. This allows us to offer a more competitive program, reduce overall costs, and support a healthier bottom line. By clicking the “Visa Fees,” “Mastercard Fees,” and “American Express Fees” tabs below, you can view examples of additional fees charged by the card networks.
-
VISA Fees
Per transaction:
-
Acquirer Processing Fee: $0.0195
-
Visa Base II Transmission Fee: $0.0018
-
Integrity Fee: $0.10
-
International Acquiring Fee (IAF): 0.45%
-
International Sale Assessment Fee: 1%
Per month:
Fixed Acquirer Network Fee (FANF): Visa charges a monthly fee per merchant, which varies by merchant category, number of locations, and monthly sales volume. Please contact us if you have any questions.
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Mastercard Fees
Per transaction:
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NABU (Network Access and Brand Usage): $0.0195
-
Acquirer Program Support Fee: 0.85%
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Cross Border (trans amt in USD): 0.60%
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International Acquiring Fee (IAF): 0.45%
-
International Sale Assessment Fee: 1%
Per month:
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Location Fee: $1.25
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American Express Fees
Per transaction:
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Amex Network Processing: 0.16%
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Card Not Present Fee: 0.30%
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FAQ
Frequently asked questions: 8am ClientPay pricing
No. ClientPay is month-to-month with no long-term contracts. There are no setup fees, cancellation penalties, or monthly minimums, and you can cancel at any time.
ClientPay supports credit cards (Visa, Mastercard, Discover, American Express), debit cards, eChecks, and virtual cards via the Professional Payments Network . All payment types are included with your account at no additional subscription cost.
Yes. PCI Level 1 compliance assistance is included with every ClientPay account at no additional cost (a $150 value). 8am maintains PCI Level 1 certification, the highest level of payment card industry security.
Yes. Custom pricing is available for firms with specific processing needs or technical requirements. Contact our team at 855-724-4047 to discuss your setup.
eCheck processing is 1% per transaction, with a $10 cap. This is the current rate as of April 2026.
Visa, Mastercard, and Discover transactions are 2.99% + $0.30 per transaction. American Express transactions are 3.90% + $0.30 per transaction. Card brand pass-through fees may apply.